Since each case is different and the law is complicated, I cannot list every mistake to watch out for, but I hope this information helps you.
Most health insurance policies require you to contact them before you settle your case. If you settle your claim without contacting them, it could hurt or cancel your benefits. Likewise, you can also hurt your government benefits if you don’t contact them before you settle. These organizations include Medicaid, Medicare, the VA, military benefits, union benefits, and worker’s compensation.
If you are losing money because you can’t work, it is very important to ask your doctor for a disability slip. Insurance companies and their attorneys will usually not pay for your lost wages if there is no disability slip, even in obvious cases. Likewise, when your doctor says it is okay to go back to work, you should get a work release.
If you have a cast, crutches, braces, or other items like empty prescription bottles, save them as evidence. Also, take photos of your injuries and any damage to your car.
It is important to keep all health care appointments. If you miss one, the insurance company and their defense attorneys will always argue that the injuries must not have been serious. Always tell your doctor all your injuries, even if one injury hurts the most. Do not minimize your injuries, but also do not exaggerate them. Your healthcare providers are some of the most important witnesses in your case. Be respectful to them.
Once you have decided to hire an attorney, Do Not Wait. An attorney can reduce your stress, answer your questions, and stop the insurance company from taking advantage of you.
One insurance company in Anchorage even tape- recorded its own injured customer over the phone without telling her! That person was my client Marie, and I sued the insurance company for not playing fair.
DISCLAIMER: Material in this website is only intended for people living in Alaska and is general information only. It is not legal advice, nor is it intended to be, since each case is unique. You should consult an attorney for advice regarding your individual circumstances. Since each case is unique, individual results will vary. Prior case results are no guarantee of future performance. Information sent to or from this site is not meant to create an attorney-client relationship with you. Only after a written fee agreement is signed by both our law office and you, are you our client. Prior to a fee agreement being signed, our law office, its employees, and its attorneys cannot take any actions on your behalf.